"Cut living expenses due to crypto"...36% of individual investors reduce spending due to cryptocurrency losses

▲ Virtual Asset Trading

As the cryptocurrency market downturn prolongs, it is having a direct impact on the daily consumption of individual investors.

According to Cointelegraph, a cryptocurrency specialized media outlet, on April 26 (local time), a survey conducted by the exchange CEX.IO targeting 1,100 active users in the US revealed that approximately 36% of respondents reduced their daily spending due to worsening market conditions. Among them, 10% stated that they underwent significant consumption cuts to maintain their investment positions.

The survey results show that the cryptocurrency bear market is affecting overall household finances, not just simple investment losses. 37% of respondents postponed or canceled consumption due to the aftermath of losses, and among them, 21% even delayed major expenditure plans such as purchasing a house or a car.

The impact of the market downturn is analyzed to be relatively quiet but widespread. The report assessed that while the bear market of 2025-2026 did not cause a systemic collapse as in the past, it is appearing as gradual financial pressure at the household level.

In fact, 38% of respondents reported experiencing financial setbacks since October last year. Some utilized savings to stabilize their lives, and a certain percentage even experienced situations where payments were delayed. However, 77% stated that they did not incur additional cryptocurrency-related debt, suggesting that excessive leverage expansion is limited.

Nevertheless, investment intent remains. 79% of respondents stated that they plan to maintain or increase their existing holdings over the next six months. With cryptocurrency still accounting for a significant portion of investment portfolios, a long-term approach continues despite short-term losses.

As cryptocurrency market volatility changes individual consumption patterns and financial strategies, the connection between investment sentiment and the real economy is becoming increasingly clear.

*Disclaimer: This article is for investment reference only, and we are not responsible for investment losses based on it. The content should be interpreted for informational purposes only.*