XRP blocked by the $1.50 wall, can it break through with the CLARITY Act and interest rate cut cards?

▲ Ripple (XRP) ©

As XRP (Ripple) consolidates energy after three unsuccessful attempts to break the strong resistance level of $1.50, major legislative events in the U.S. and rumors of a change in leadership at the Federal Reserve (Fed) are emerging as key variables that could drive a new upward rally.

According to the cryptocurrency media outlet Watcher.Guru on May 13 (local time), XRP (Ripple) attempted to break through $1.50 twice, on April 17 and May 10, but both attempts failed. According to CoinGecko data, XRP is struggling with a 0.5% decline in the last 24 hours, but it has shown robust underlying strength with a 2.6% rise on the weekly chart and approximately 10% over the past month. Experts analyze that XRP needs a macroeconomic catalyst beyond a simple technical rebound to reclaim the $1.60 level it reached in March.

The main reason the virtual asset market has not been able to replicate the explosive momentum of 2025 is attributed to investors' strong preference for safe-haven assets due to geopolitical tensions and macro uncertainties. Despite Bitcoin (BTC) establishing a support base at the $80,000 level and propping up the market, caution towards high-risk assets remains, often hindering XRP at the $1.50 threshold.

However, the passage of the U.S. cryptocurrency market structure bill, the CLARITY Act, scheduled for this month, is expected to be the key to a reversal. This bill aims to provide clear regulatory guidelines for the virtual asset market, and if successfully legislated, it is highly likely that investor confidence will be restored, leading to a large inflow of funds back into the market. For XRP, which has been directly hit by regulatory uncertainty, the CLARITY Act is anticipated to be the most powerful upward engine.

Changes in the interest rate environment are also encouraging. Kevin Warsh, the presumed next Fed chair to succeed Jerome Powell, is expected to implement immediate interest rate cuts upon taking office. As President Donald Trump has consistently pushed for a low-interest rate policy, an interest rate cut under Warsh's leadership could serve as a catalyst, driving liquidity towards virtual assets and pushing up XRP's price.

In conclusion, XRP is currently blocked by the psychological high of $1.50, but it is facing an opportunity to achieve both institutional refinement and changes in monetary policy. If the CLARITY Act passes and interest rate cut expectations materialize, the prevailing analysis is that a relentless rally will unfold, not only breaking $1.50 but also pushing towards new highs above $1.60.

*Disclaimer: This article is for investment reference only, and we are not responsible for any investment losses based on it. The content should be interpreted for informational purposes only.*